Do I have the same protection when I purchases things online with my debit card as if it were a credit card?
Friday, March 26th, 2010 at
10:59 pm
I’ve been using my credit card for online purchases but I was wondering if it was possible to use my debit card also?Will I need to enter my PIN online or how does it work?Sorry I’ve never tried it this way.Also do I have the same protections as if it were a credit card,I’ve heard some people say that it is not the same.Thank you.
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Using your Debit card for online purchases is risky – if you deal with reputable national mail order companies – you’ll be okay. But for online sites like ebay – use credit card or pay pal – its’ really safer.
If you use it as Visa/MasterCard you are protected by Visa/MasterCard’s zero-liability policy.
You are not protected on purchases where your PIN number is used.
No. There is much less protection when using a debit card.
No…….better go thru the terms n conditions.
If you use the debit as if it were a credit card then you probably are covered. Normally debit cards are like checks…not covered in case of theft but debit cards are relatively secure. They require PIN numbers and I have never seen any input for a pin number online..use caution if you are asked to give out your pin.
If your debit card is a VISA you have same protection as a credit card. If it’s not a VISA – change it!
register your debit card at “verified by visa” and the visa will be protected from fraud.